What does third-party insurance cover?
Third-party motor insurance concerns liability for damage or injury caused to others, within the policy’s terms and limits. Damage to your own vehicle is a separate consideration: review comprehensive car insurance if you want to protect your car too.
How to get your online quote
Enter your name, identity or passport number, date of birth and vehicle registration number. Choose the policy start date and compare six-month and annual prices. Check your details before confirming your selection.
Compare more than the final price
Make sure the quotes refer to the same person, vehicle and use. Check the period of insurance, intended start date, liability limits, additional cover and the currency of the total premium. Ask our team to clarify any difference before you accept.
Your quote and your policy are separate steps
A quote result does not start insurance cover. Payment, policy issue and the cover start date are confirmed separately with LIGHTSTAR. Check the issued policy document before relying on cover.
Questions before you start
Can I start with a passport?
The quote form accepts an identity card or passport together with the vehicle registration details. Our team may ask for additional information during the assessment.
Do I need to upload documents?
No document upload is needed to start. Enter the requested identity and vehicle registration details and check them before confirming.
Can I request comprehensive cover as well?
Lighti can request traffic and comprehensive quotes in the same process for eligible vehicles. The prices are shown separately.
What if the quote is delayed?
Read the on-screen message and check any highlighted information against your documents. If you cannot continue, contact LIGHTSTAR with your name and vehicle registration number.